Money and mental health during the festive season Managing money can be stressful at the best of times, but can become all the more difficult during the festive season. Often the worry associated with keeping on top of your finances can result in: Symptoms of depression including inadequacy, despair and pessimism about the future Increased anxiety, due to fear of getting into debt Conflict with others Giving up control of your financial affairs Concern over asking for help, due to fear of judgement from others. However, there are a few things you can do to keep on top of things. Know how much money you have – keep a check on bank balances, so you always know what you can afford to spend Make sure you have enough for essentials like food and toiletries – if you don’t, make sure you seek advice from your local Citizens Advice Bureau or social security office Open your post – sometimes you may want to avoid facing bills, but knowing what’s owed will help you to manage your finances and reduce anxious feelings in the long run Get advice – there are many organisations who can help you to sort out your finances e.g. Citizen’s Advice or Money Advice Service Review your circumstances – if your income, spending or requirements change make sure you keep relevant people informed (e.g. those who pay your benefits) Stay organised – keep all of your paperwork in order so that you know what has been dealt with, what needs to be dealt with and where to find them if and when you need them. It is important to take action as soon as it becomes difficult to cope. Money and mental health impact on each other, as any problems you have with one may make the other more challenging to manage. If you are having problems with managing your finances at the moment, we can also offer you a range of services. Visit our Resource and Help page to find out more, if you or someone you know would like support. You can also click here for useful contacts.